1. Acceptance of Terms
By using this website, you agree to these terms and conditions.  If you do not agree, please do not use the site.

2. Governing Law
These terms are governed by the laws of the State of New York.  You agree to submit to the jurisdiction of New York courts for any disputes arising from your use of the site.

3. Acceptable Use
You agree to use the website for lawful purposes only and will not commit any criminal offense, provide false information, or upload any material containing viruses or other malicious code.

4. Intellectual Property
All content on this website, including text, graphics, and logos, is the property of the company and is protected by copyright and trademark laws.  You may not reproduce, modify, or distribute the content without permission.

5. Disclaimer of Warranties
The information on this website is provided "as is" and without warranty.  The company does not guarantee the accuracy, completeness, or suitability of the information and is not liable for any damages resulting from its use.

6. Third-Party Links
The website may contain links to third-party sites.  The company does not endorse, control, or guarantee the accuracy of content on these external sites.  You access them at your own risk.

7. User-Generated Content
If the site includes interactive features, users are responsible for their content.  The company is not responsible for the accuracy or legality of user posts and reserves the right to remove them.

8. Changes to Terms
The company reserves the right to update these terms at any time.  Changes will be effective immediately upon posting. It is your responsibility to review the terms periodically.